42806 Cougar
Big Bear Lake, CA, 92315
$399,000
MLS: OC26070463
Beds
2
Baths
2
Sq Ft
952
Lot
0.07 ac
Year Built
1975
MLS #
OC26070463
Days on Market
74
Listed
Apr 3, 2026
Description
Nestled in the pines of Moonridge is this two bedroom, two bath cabin. Ideal for anyone that wants to spend quality time in the mountains, it has easy access to skiing, the golf course, zoo, local restaurants and the lake. This cabin has so much charm, and the focal rock fireplace with efficient wood burning insert, along with the golden knotty pine ceiling & impressive douglas fir beams, really sets the scene. Additional special features include, an en suite bathroom off the upstairs bedroom (hard to find), both front and back decks, a private back yard with hot tub for relaxing and a separate laundry & storage area (also hard to find). This home is ready for you to come & make it your own. Perfectly located, easy to access and two spacious bedrooms to accommodate everyone. Owner is willing to sell completely furnished if the buyer so wishes.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Jenn Hughes · Regency Real Estate Brokers
Payment estimate
$3,140
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,274
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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