42806 Cougar
Big Bear Lake, CA, 92315
$399,000
MLS: OC26070463
Beds
2
Baths
2
Sq Ft
896
Lot
0.07 ac
Year Built
1975
MLS #
OC26070463
Days on Market
0
Listed
Apr 3, 2026
Description
Nestled in the pines of Moonridge is this two bedroom, two bath cabin. Ideal for anyone that wants to spend quality time in the mountains, it has easy access to skiing, the golf course, zoo, local restaurants and the lake. This cabin has so much charm, and the focal rock fireplace with efficient wood burning insert, along with the golden knotty pine ceiling & impressive douglas fir beams, really sets the scene. Additional special features include, an en suite bathroom off the upstairs bedroom, both front and back decks, a private back yard with hot tub for relaxing and a separate laundry & storage area. This home is ready for you to come & make it your own. Perfectly located, easy to access and two spacious bedrooms to accommodate everyone. Owner is willing to sell completely furnished if the buyer so wishes.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Jenn Hughes · Regency Real Estate Brokers
Payment estimate
$3,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,206
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92315 (Big Bear Lake) within ±10% of this home's price and size.
$360,000
544 Vista Lane
Big Bear Lake, 92315
$369,000
665 Metcalf
Big Bear Lake, 92315
$375,000
745 Eureka Drive
Big Bear Lake, 92315
$379,900
40221 Mill Creek
Big Bear Lake, 92315
$394,900
760 Blue Jay Road 34
Big Bear Lake, 92315
$399,000
39368 Moab Lane
Big Bear, 92315
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.