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$265,000
MLS: SR26101145
Beds
2
Baths
2
Sq Ft
1,228
Lot
4.60 ac
Year Built
1974
MLS #
SR26101145
Days on Market
4
Listed
May 8, 2026
Description
FHA Approved One of Only 2 Eligible Units in the Antelope Valley. Skip the landlord and buy with as little as 3.5 percent down in the gated Park Somerset community of West Lancaster. This upper-floor 2BR/2BA (1,228 sq ft) is move-in ready and vacant close on your timeline. Features include granite countertops, laminate flooring, in-unit laundry, central A/C, a covered private patio, cozy fireplace, and a detached 2-car garage. HOA of $348 covers water, trash, fire insurance, exterior maintenance, pool, and tennis courts making your true cost of ownership lower than it appears. Centrally located near Costco, Kaiser Permanente, and the 14 freeway. Priced to sell with equity at close.
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: Jonathan Cisneros · ESO Realty Inc.
Payment estimate
$2,161
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $26,500 · Loan: $238,500
- Principal & Interest
- $1,486
- Property tax (1.25%)
- $276
- Homeowners insurance
- $300
- Mortgage insurance
- $99
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lancaster, CA in context
Lancaster is the largest city in the Antelope Valley and the heart of Mike Watson’s service area, covering ZIP codes 93534, 93535, and 93536. From the historic BLVD downtown to West Lancaster’s master-planned communities and the rural acreage of Antelope Acres, Lancaster offers more housing variety than any other AV city. Whether you’re shopping for your first home, an investment property, or your forever house with a view, the listings below are pulled live from the MLS. If you are evaluating homes in Lancaster, Mike Watson lives and works the Lancaster market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $9,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93534 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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