42944 Monterey
Big Bear Lake, CA, 92315
(No pictures available yet)
$499,000
MLS: IG26090658
Beds
2
Baths
2
Sq Ft
1,212
Lot
0.11 ac
Year Built
1984
MLS #
IG26090658
Days on Market
1
Listed
Apr 27, 2026
Description
Nestled on a quiet street in the heart of Moonridge, this beautifully updated home offers the perfect blend of comfort, convenience, and mountain charm. Surrounded in a nicely treed neighborhood, you’ll enjoy peace and privacy while being just minutes from all that Big Bear has to offer! Steps from the Bear Mountain ski shuttle, Moonridge Zoo and restaurants making this an ideal base for year-round mountain adventures. Inside, the home shines with recent upgrades including fresh paint, new flooring, granite countertops, stainless steel appliances, and custom cabinets. Vaulted ceilings add warmth and character, while two covered front porches provide inviting spaces to relax and take in the serene forest views. Located in a proven short-term rental area, this property is perfect for full-time living or as a highly desirable vacation rental investment. Fully furnished and ready to go.. don’t miss this move-in ready mountain gem in one of Big Bear’s most sought after neighborhoods!
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Melissa Gile · RE/MAX BIG BEAR
Payment estimate
$3,807
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100
- Principal & Interest
- $2,800
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 7, 2026
- 30-year fixed
- 6.37%
- 15-year fixed
- 5.72%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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