42958 Encino Road
Big Bear, CA, 92315
$410,000
MLS: 219133803PS
Beds
2
Baths
1
Sq Ft
1,020
Lot
0.06 ac
Year Built
1972
MLS #
219133803PS
Days on Market
249
Listed
Aug 9, 2025
Description
Escape to this adorable 2-bedroom, 1-bath, remodeled cabin in the highly desired area of lower Moonridge--just down from Bear Mountain Ski Resort, the golf course, and the Big Bear Alpine Zoo! This updated retreat is a guest favorite with a STELLAR RENTAL HISTORY and all the comforts of home. Enjoy a warm, inviting, woodsy interior with modern touches, a full kitchen, a beautiful living room with a wood burning brick fireplace, and a stackable laundry unit for added convenience. Enjoy the mountain air and sunshine on your back deck and soak in the spa under the stars--fantastic after a day of skiing, hiking, or exploring the village. Whether you're sipping morning coffee surrounded by pines or cozying up by the fire, this cabin offers the perfect blend of charm and location. Come discover this gorgeous mountain getaway and make it your own personal escape!
Location
Big Bear, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Holly Gardner · Keller Williams Big Bear Lake Arrowhead
Payment estimate
$3,148
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,000 · Loan: $369,000
- Principal & Interest
- $2,267
- Property tax (1.25%)
- $427
- Homeowners insurance
- $300
- Mortgage insurance
- $154
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $14,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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