PendingSingleFamilyResidence

4305 Lakewood

San Bernardino, CA, 92407

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$550,000

MLS: IG26095971

Beds

4

Baths

2

Sq Ft

1,680

Lot

0.18 ac

Year Built

1978

MLS #

IG26095971

Days on Market

10

Listed

May 27, 2026

Description

Located in a desirable, established neighborhood, this home offers stunning views paired with a backyard designed to enjoy them—complete with a sparkling pool for relaxing and entertaining. Inside, you’ll find a home that has been thoughtfully improved. The kitchen, flooring, windows, HVAC, and roof have all been upgraded, giving buyers peace of mind. The layout has a comfortable flow from indoor living to the outdoor space. Step outside and it’s easy to picture weekend gatherings, quiet mornings, and evenings by the pool—all with those elevated, scenic views as your backdrop. Even better—no HOA and low taxes, keeping monthly costs down while maximizing value. Conveniently located near San Bernardino University, shopping, dining, and commuter routes, this home delivers the right mix of comfort, upgrades, and lifestyle. Homes with this combination of views, pool, and major upgrades don’t last.

Location

San Bernardino, San Bernardino County, CA 92407

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Listed by: Eileen Wilcott · Keller Williams Realty

Payment estimate

$4,214

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $495,000

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$3,135
Property tax (1.25%)
$573
Homeowners insurance
$300
Mortgage insurance
$206
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92407 (San Bernardino)within ±10% of this home's price and size.

Local Market Stats

See San Bernardino, CA 92407 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.