4405 Lakewood
San Bernardino, CA, 92407
$520,000
MLS: IV26163334
Beds
4
Baths
2
Sq Ft
1,545
Lot
0.17 ac
Year Built
1978
MLS #
IV26163334
Days on Market
7
Listed
Jul 27, 2026
Description
Discover your new home oasis in serene San Bernardino! Nestled in a tranquil neighborhood, this charming 4-bedroom, 2-bathroom gem is the epitome of peaceful living. Perfectly positioned near excellent schools and shopping centers, convenience meets tranquility here. Step inside to an inviting move-in ready layout highlighted by ample natural light and a flowing open concept. The spacious bedrooms offer flexibility for growing families or accommodating guests. Picture yourself hosting gatherings or enjoying quiet evenings on the expansive covered patio - perfect for year-round entertaining. Venture outside to the enchanting yard where you'll find a majestic shade tree providing cool relief during sunny California days. This is not just a house; it’s your sanctuary amidst lush greenery yet close to urban amenities. Whether you're relaxing with family or entertaining friends under the stars, this property offers both comfort and style without compromise. Don’t miss out on making this delightful house your forever home!
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: ELIZABETH MIFFLETON · TRUST PROPERTIES USA, INC
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,044
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,000 · Loan: $468,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,007
- Property tax (1.25%)
- $542
- Homeowners insurance
- $300
- Mortgage insurance
- $195
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $18,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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