432 Gold Mountain
Big Bear City, CA, 92314
$449,900
MLS: IG26110936
Beds
3
Baths
2
Sq Ft
1,280
Lot
0.11 ac
Year Built
1979
MLS #
IG26110936
Days on Market
16
Listed
May 29, 2026
Description
Set among the pines in a peaceful Big Bear neighborhood with hiking trailheads and snow play areas just steps from the property, this beautifully maintained 3-bedroom, 2-bath mountain cabin offers the perfect blend of comfort, convenience, and year-round enjoyment. Fully furnished and move-in ready, the home is thoughtfully designed for relaxing weekends, family gatherings, or full-time mountain living. Inside, you’ll find a bright open living space filled with natural light, warm mountain charm, and inviting areas to gather after a day outdoors. The game room adds an extra layer of fun with a pool table for entertaining family and friends. Step outside to a spacious backyard that’s perfect for BBQs, morning coffee, or simply relaxing in the fresh mountain air. Conveniently located near Big Bear Lake, the Village, ski resorts, shops, and popular local restaurants, this property offers easy access to everything Big Bear has to offer while still feeling quiet and tucked away.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: GARY DOSS · COMPASS
Payment estimate
$3,502
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,990 · Loan: $404,910
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,565
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $15,747 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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