Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

432 Temple

Big Bear Lake, CA, 92315

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$659,900

MLS: PW25259888

Beds

3

Baths

2

Sq Ft

1,040

Lot

0.16 ac

Year Built

1968

MLS #

PW25259888

Days on Market

79

Listed

Nov 13, 2025

Description

This upgraded, turnkey home in Big Bear Lake has everything you’ve been searching for! With gorgeous curb appeal, a charming front yard, and plenty of parking, it’s inviting from the moment you arrive. Inside, the expansive great room boasts a fully updated kitchen, a romantic fireplace, and a spacious dining area perfect for gatherings. There are two well-appointed guest bedrooms, a newly updated hall bathroom, and a lovely master suite with its own beautiful bathroom. Features include cathedral ceilings, a two-car garage, and laundry. The backyard is a private retreat complete with a sauna, spa, decking, and two seating areas to enjoy nature year-round. This home is also a highly successful vacation rental thanks to its beautiful design and prime location.

Location

Big Bear Lake, San Bernardino County, CA 92315

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Listed by: Hudson Wilson · RE/MAX BIG BEAR

Payment estimate

$4,884

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $65,990 · Loan: $593,910

%
Principal & Interest
$3,649
Property tax (1.25%)
$687
Homeowners insurance
$300
Mortgage insurance
$247
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $23,097 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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