ActiveSingleFamilyResidence

43333 Cottage Lane

Lancaster, CA, 93536

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$489,999

Original list price: $499,999

MLS: PW25000597

Beds

4

Baths

3

Sq Ft

1,809

Lot

0.15 ac

Year Built

1989

MLS #

PW25000597

Days on Market

348

Listed

Jan 2, 2025

Description

A SPACIOUS, WELL MAINTAINED, 4 BR Corner Lot Home including the Guest Room/Office downstairs is a MUST SEE! Located in a quiet westside community that backs up to the Prime Desert Woodland Preserve and has great curb appeal and views. Upon entry, an Open Living room and dining room start the visual flow of comfortability. Upstairs Main Bedroom has barn doors to the master bath area, which has dual sinks, and a separate tub and shower, and dual closets. Two additional sizeable rooms upstairs. Upgrades throughout the home include fresh paint, Custom racks and a pantry with a breakfast nook with built in seating and storage cabinet in the kitchen area. Hard wood flooring and wide baseboards throughout the home flows into the family room where you'll find a nice fireplace and a great view to the large back yard with upgraded turf for low maintenance. Indoor laundry room with storage cabinets. Plenty of storage in the back yard includes two sheds (one is a work shed). Built in BBQ grill and fire pit area and plenty of concrete for lounging and entertaining. Paved side yard.

Location

Lancaster, Los Angeles County, CA 93536

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Listed by: Terrence Pope · United Realty Center, Inc.

Payment estimate

$3,787

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $49,000 · Loan: $440,999

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,793
Property tax (1.25%)
$510
Homeowners insurance
$300
Mortgage insurance
$184
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

Quartz Hill, CA in context

Quartz Hill is the unincorporated community on Lancaster’s west side, sharing ZIP 93536 with West Lancaster. It’s consistently the most-requested AV submarket: top-rated schools, larger lots, mature trees, and a calm semi-rural feel — yet still minutes from the 14 freeway and the Plant 42 aerospace corridor. Most listings here are single-family homes on quarter- to half-acre lots. Mike Watson has helped Quartz Hill buyers and sellers since 2005 and knows the school feeders and lot-size nuances that drive value here. If you are evaluating homes in Lancaster, Mike Watson lives and works the Quartz Hill market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.

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Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $17,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Lancaster, CA 93536 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.