653 Temple
Big Bear Lake, CA, 92315
$540,000
Original list price: $589,000
MLS: IG26069286
Beds
3
Baths
1
Sq Ft
1,104
Lot
0.15 ac
Year Built
1965
MLS #
IG26069286
Days on Market
145
Listed
Apr 2, 2026
Description
Charming Cabin in a Prime Location! Located near dining, shopping, and year-round activities, this inviting cabin blends rustic charm with thoughtful updates. Inside, you’ll find a warm neutral color palette, dual-pane windows, wood trim, and blinds. The kitchen features beautiful hickory cabinets with self-closing drawers, black appliances, butcher block counters, mosaic tile backsplash, farmhouse sink, and a dining area. The living room boasts vaulted open-beam tongue-and-groove ceilings, a stone fireplace with efficient wood-burning insert, and durable bamboo flooring, which stands up to snowy boots well. The bathroom is beautifully updated with ceramic tile, a stone countertop, and set up for heated floors. Two main-level bedrooms showcase tongue-and-groove ceilings, mirrored closets, individual wall heaters, and carpet. The loft-style third bedroom offers built-in storage, large windows, and a ceiling fan. The separate garage includes a washer & dryer area and plenty of storage. Outside, the large lot provides ample parking, mature trees, a fenced backyard, and a spa for relaxing after a day of mountain adventures. This cabin is the perfect blend of mountain character and modern comfort—ready for your weekend getaway or full-time retreat!
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: KENNETH SIMONDS · KELLER WILLIAMS BIG BEAR
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,185
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,000 · Loan: $486,000
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,120
- Property tax (1.25%)
- $563
- Homeowners insurance
- $300
- Mortgage insurance
- $203
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $18,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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