4340 Highland Avenue
Oxnard, CA, 93033
$775,000
MLS: OC26004255
Beds
3
Baths
2
Sq Ft
1,416
Lot
0.13 ac
Year Built
1966
MLS #
OC26004255
Days on Market
102
Listed
Jan 9, 2026
Description
Welcome to the pride of ownership home with 3 bedrooms, 2 baths, and one spacious office room. House is located in the heart of Oxnard, walking distance to Oxnard College, able to get Oxnard ocean breeze. The house with many upgraded features: kitchen with many cabinets with granite countertops; a covered patio with tile flooring; 2 car garage also with many cabinets; an updated furnace, new laminate and tile flooring. The house will be sold as-is. Hurry, this won't last.
Location
Oxnard, Ventura County, CA 93033
Open on Google Maps ↗Listed by: Grace Nguyen · One Stop Realty and Financial
Payment estimate
$5,683
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $77,500 · Loan: $697,500
- Principal & Interest
- $4,286
- Property tax (1.25%)
- $807
- Homeowners insurance
- $300
- Mortgage insurance
- $291
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $27,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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