435 Arroyo
Big Bear Lake, CA, 92315
$399,000
MLS: PW25265300
Beds
3
Baths
1
Sq Ft
856
Lot
0.06 ac
Year Built
1954
MLS #
PW25265300
Days on Market
50
Listed
Nov 23, 2025
Description
Great location, walking distance to the lake and short drive to the village. This charming A-frame log cabin with wood-burning fireplace, situated on a quiet street and fully furnished will be a perfect vacation home for years to come. The front porch entrance welcomes you to a relaxed, cozy setting with wood floors, living room with chimney, separate dining area, a fully stocked kitchen with stove, fridge, pots and pans. Upstairs you can find 2 bedrooms and a loft bedroom. The guest bedroom and loft has custom built in wooden bed frames giving this cabin a whimsical, storybook feel with a clever use of space. The separate master bedroom with peek-a-boo windows offers privacy and a queen bed. Large outdoor deck is great for summer BBQ's, and entertaining or Relax in the Jacuzzi. Back entrance mudroom is ideal after a long day at the slopes and provides additional storage. This cabin has been a vacation rental for many years and is fully furnished and equipped. Brand new driveway with space for 2 cars.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Linda Durston · Grand Avenue Realty & Lending
Payment estimate
$3,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,206
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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