435 W 9th Street A6
Upland, CA, 91786
$499,990
MLS: CV26074308
Beds
3
Baths
2
Sq Ft
1,080
Lot
0.02 ac
Year Built
1979
MLS #
CV26074308
Days on Market
6
Listed
Apr 8, 2026
Description
Welcome to a home that instantly feels right the moment you walk in—where every detail has been thoughtfully redesigned to create a space that feels warm, elevated, and truly yours, and where the community HOA covers water, trash, and sewer, giving you real monthly savings and fewer utility bills to worry about. Step through your private front patio, a perfect extension of the home where mornings begin with coffee in the sun and evenings wind down in peace, while a rare detached 2-car garage adds both convenience and valuable extra storage. Inside, soaring ceilings and abundant natural light create a bright, uplifting atmosphere, and the open layout seamlessly connects the living, dining, and kitchen spaces—ideal for both quiet nights in and memorable gatherings. At the heart of the home is a stunning, fully remodeled kitchen featuring custom white cabinetry, quartz countertops, a sleek backsplash, modern hardware, and stainless steel appliances, designed to impress while remaining highly functional. The primary bedroom offers a peaceful retreat with vaulted ceilings, soft natural light, and direct access to the patio, while additional rooms provide flexible space for a home office, guest room, gym, or creative studio. Both bathrooms have been beautifully upgraded with designer finishes including stylish vanities, matte black fixtures, elegant lighting, and striking tile work, with a walk-in shower and glass enclosure adding a spa-like touch. With additional upgrades like recessed lighting, fresh interior paint, updated windows, and indoor laundry, this home is truly move-in ready. Located near shopping, dining, parks, schools, Metrolink, and major freeways, this home offers the perfect blend of comfort, style, convenience, and the added financial benefit of HOA-covered water, trash, and sewer—making it an opportunity you don’t want to miss.
Location
Upland, San Bernardino County, CA 91786
Open on Google Maps ↗Listed by: Megann Centeno · OMEGA REAL ESTATE
Payment estimate
$3,773
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,999 · Loan: $449,991
- Principal & Interest
- $2,765
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $17,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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