$488,000
Original list price: $495,000
MLS: SB26039816
Beds
3
Baths
2
Sq Ft
1,150
Lot
0.03 ac
Year Built
1974
MLS #
SB26039816
Days on Market
113
Listed
Feb 23, 2026
Description
Welcome to this spacious and beautifully upgraded FHA APPROVED 3-bedroom, 2-bathroom condo designed with comfort and entertaining in mind. From the moment you step inside, you’ll be impressed by the stunning cathedral beamed ceilings, stylish laminate flooring, and bright open-concept layout that creates an inviting atmosphere. The home features dual-pane windows and a sliding glass door, with plantation shutters throughout most windows for an added designer touch. The expanded kitchen offers additional cabinetry and an extended counter space—perfect for meal prep and hosting. Convenient washer and dryer hookups are located in the kitchen. All three bedrooms are generously sized with ample closet space. The primary suite includes an upgraded vanity and sink area, along with a private shower and toilet space for added functionality. Step outside to your own private concrete patio complete with a gazebo ,ideal for relaxing or entertaining guests. A detached one-car garage is also included. Ideally located near the 10 Freeway, this home offers easy access to Los Angeles, Riverside, and San Bernardino Counties. Enjoy being within walking distance to local restaurants, shops, and parks, with Montclair Place just minutes away for convenient shopping and dining.
Location
Upland, San Bernardino County, CA 91786
Open on Google Maps ↗Listed by: Bryiana Davis · Home Smart Realty Group
Payment estimate
$4,133
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $48,800 · Loan: $439,200
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,782
- Property tax (1.25%)
- $508
- Homeowners insurance
- $300
- Mortgage insurance
- $183
- HOA dues
- $360
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $17,080 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Upland, CA 91786 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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