435 Wagon Wheel Road
Big Bear City, CA, 92314
$699,999
MLS: IG26202931
Beds
4
Baths
2
Sq Ft
2,327
Lot
0.24 ac
Year Built
2004
MLS #
IG26202931
Days on Market
46
Listed
Sep 16, 2026
Description
More than a house, this is a home a warm and welcoming mountain retreat where family, friends, and everyday life come together. The heart of the home is the spacious living room with vaulted ceilings, a large wood-burning fireplace, and an oversized sofa included with the home perfect for movie nights, reading by the fire, or gathering with guests. The open kitchen features custom hickory cabinets, Corian countertops, and newer appliances included with the home an inviting space to cook, entertain, and create memorable meals. A second family room with a gas fireplace and a generous dining area create even more room to relax and celebrate. This single-level 4-bedroom, 2-bath home offers a private primary suite with a large shower, oversized jetted tub, and its own gas stove. The separately fenced front and backyard areas connect through a gate, giving you the flexibility to keep them separate or open them into one larger yard. The landscaped backyard includes grass, trees, and irrigation. A spacious two-car garage, wide driveway, and side yard provide convenient parking for an RV, trailer, or boat. Equipped with a security system and set in a quiet area near the National Forest, this home offers a true mountain lifestyle. Charming local wild burros may occasionally wander nearby. Tennis and racquetball courts and a dog park are within walking distance; ski slopes are about 8 minutes away, with restaurants, bars, and Big Bear Village about 15 minutes away.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Stephanie Mancilla- Mendoza · KELLER WILLIAMS BIG BEAR
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,585
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $70,000 · Loan: $629,999
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,293
- Property tax (1.25%)
- $729
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $24,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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