43656 Ridge Crest
Big Bear Lake, CA, 92315
$725,000
MLS: IG26066402
Beds
4
Baths
3
Sq Ft
1,725
Lot
0.24 ac
Year Built
1962
MLS #
IG26066402
Days on Market
8
Listed
Apr 9, 2026
Description
Escape to your private mountain retreat in Upper Moonridge, backing to acres of national forest with stunning ski slope views of Bear Mountain from nearly every room. This 4-bedroom, 3-bath home features vaulted ceilings, a striking river rock fireplace, and expansive windows that bring the outdoors in. The newly refinished deck captures breathtaking views, while multiple decks and patios create ideal spaces for outdoor living. Additional highlights include a hot tub-ready balcony and separate workshop. Just minutes to Bear Mountain, Big Bear Lake, and year-round recreation—this is the perfect blend of serenity and convenience.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: GARY DOSS · COMPASS
Payment estimate
$5,336
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $72,500 · Loan: $652,500
- Principal & Interest
- $4,009
- Property tax (1.25%)
- $755
- Homeowners insurance
- $300
- Mortgage insurance
- $272
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $25,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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