43659 Ponderosa
Lancaster, CA, 93535
$418,500
MLS: PW26032047
Beds
3
Baths
2
Sq Ft
1,272
Lot
0.12 ac
Year Built
1985
MLS #
PW26032047
Days on Market
8
Listed
Feb 11, 2026
Description
Great opportunity to own a move-in ready beautiful 3 bed, 2 bath house with cathedral ceilings, ample living room with fireplace and open dining room next to amazing kitchen loaded with appliances ready for family time after work, entertaining friends and cozy nights. Fresh and contemporary laminated flooring, recessed lights, central air and heather. Kitchen and Master bedroom back doors lead to an enclosed patio with great windows providing lots of natural light. Property has a very convenient indoor laundry room with plenty of space for washing supplies and clothing space. Outdoors, there is a two-car garage at the front of the house. Green area on the right side and all around the house for your gardening projects, ample space for your pets or family time. Property is wire-fenced and is already equipped with solar panels for energy efficiency. In addition, property has been upgraded with optic fiber internet to provide stable, fast and ready to connect internet, especially for those who work from home or need reliable connection. Property is in a quiet neighborhood, close to many shopping centers and several elementary schools and high school; bring your family and make it your home today!
Location
Lancaster, Los Angeles County, CA 93535
Open on Google Maps ↗Listed by: John Hernandez · First American Team Realty Inc
Payment estimate
$3,207
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,850 · Loan: $376,650
- Principal & Interest
- $2,314
- Property tax (1.25%)
- $436
- Homeowners insurance
- $300
- Mortgage insurance
- $157
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $14,648 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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