437 Victoria Lane
Sugarloaf, CA, 92386
$345,000
MLS: IG26159427
Beds
2
Baths
1
Sq Ft
804
Lot
0.08 ac
Year Built
1959
MLS #
IG26159427
Days on Market
17
Listed
Jul 21, 2026
Description
Looking for an affordable furnished home near Big Bear with a garage and room for more than one car? This turnkey two-bedroom, one-bath Sugarloaf mountain retreat offers single-level living, a private spa, and something increasingly difficult to find in the Big Bear Valley: a deep tandem garage plus generous off-street parking. Use the garage for vehicles, a workshop, bicycles, skis, snowboards, lake gear, or the storage every mountain home seems to need. Inside, the comfortable floor plan is warmed by forced-air heating, while standing-height attic space provides even more storage potential. The east-facing driveway benefits from morning sun, an especially welcome feature during the snowy season, and the private rear deck and spa create an inviting place to unwind after skiing, hiking, mountain biking, fishing, or exploring Big Bear Lake. Offered furnished at $345,000, this home is ready to enjoy as a full-time residence, weekend getaway, or second home without the expense and delay of starting from an empty house. Located in Sugarloaf, California, just minutes from Big Bear City and within easy reach of Big Bear Lake, the ski resorts, National Forest trails, dining, shopping, and year-round recreation, this is a practical mountain escape with the parking, garage space, storage, and amenities that are rarely found together at this price.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: THERESA GRANT · Real Broker
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,790
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,500 · Loan: $310,500
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,002
- Property tax (1.25%)
- $359
- Homeowners insurance
- $300
- Mortgage insurance
- $129
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $12,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Sugarloaf, CA 92386 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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