438 W Duarte
Monrovia, CA, 91016
$828,000
Original list price: $918,000
MLS: WS26178166
Beds
4
Baths
3
Sq Ft
2,078
Lot
0.74 ac
Year Built
1927
MLS #
WS26178166
Days on Market
74
Listed
Aug 14, 2026
Description
Huge Price Reduction! Welcome to 438 W Duarte Rd, Monrovia, a spacious and distinctive Single-story 1927 Spanish-style residence offering approximately 2,078 sq ft of living space with 4 bedrooms and 2.5 bathrooms. This home is the magnificent result of the City of Monrovia’s efforts to preserve and restore the history of this architecturally significant home. Blending classic architectural character with thoughtful updates, this home offers generous room sizes, abundant natural light, and a comfortable, functional floor plan. Step inside to find a bright and inviting living area highlighted by the charm and character of an earlier architectural era. The well-proportioned interior provides multiple spaces for everyday living, dining, entertaining, or working from home. The kitchen features rich wood cabinetry, ample counter and storage space, stainless-steel appliances, a gas cooktop, tiled flooring, and a convenient breakfast nook for casual dining. The four bedrooms provide flexibility for sleeping quarters, guest space, an office, or hobby room, while the two bathrooms complement the home's practical layout. Large windows throughout bring in excellent natural light and enhance the home's warm, open atmosphere. The property also underwent a seismic retrofit in 2023, providing added reinforcement and earthquake-related structural improvements. The home has been well maintained while preserving the unique character associated with its 1920s Spanish-style design. Ideally situated in Monrovia, the property conveniently located near local shopping, dining, parks, transportation, and the many amenities the surrounding San Gabriel Valley has to offer. With its generous 2,078 sq ft layout, four bedrooms, architectural charm, and combination of vintage character and modern functionality, 438 W Duarte Rd presents a rare opportunity for buyers looking for space and individuality in Monrovia.
Location
Monrovia, Los Angeles County, CA 91016
Open on Google Maps ↗Listed by: PENG WANG · IRN REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,849
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $82,800 · Loan: $745,200
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,048
- Property tax (1.25%)
- $863
- Homeowners insurance
- $300
- Mortgage insurance
- $311
- HOA dues
- $328
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Monrovia home with as little as 3.5% down using an FHA loan — roughly $28,980 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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