Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
Pending

43850 20th St E

Lancaster, CA, 93535

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$149,000

MLS: 26001251

Beds

3

Baths

2

Sq Ft

Lot

Year Built

1966

MLS #

26001251

Days on Market

19

Listed

Feb 17, 2026

Description

Buy with $0 down for qualified buyers! Beautifully renovated 3-bedroom, 2-bath home in a desirable Lancaster community featuring new laminate flooring, fresh interior and exterior paint, and updated tiled showers. Move-in ready and conveniently located near schools, shopping, and commuter access. Buyer to verify eligibility for zero-down programs.

Location

Lancaster, Los Angeles County, CA 93535

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Listed by: Maritza Arellano · eXp Realty of Greater Los Angeles, Inc.

Payment estimate

$1,335

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $14,900 · Loan: $134,100

%
Principal & Interest
$824
Property tax (1.25%)
$155
Homeowners insurance
$300
Mortgage insurance
$56
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $5,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Lancaster, CA 93535 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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