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ActiveSingleFamilyResidence

439 Montana Street

Monrovia, CA, 91016

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$898,000

MLS: AR26189877

Beds

3

Baths

2

Sq Ft

1,372

Lot

0.17 ac

Year Built

1950

MLS #

AR26189877

Days on Market

39

Listed

Sep 10, 2026

Description

Seller offering up to $10K credit toward buyer's rate buydown! Welcome to this beautifully updated home in the charming city of Monrovia. Conveniently located near Old Town Monrovia, the home offers easy access to a wide variety of shopping, dining, cafés, entertainment, and major freeways. Upon entry, you are welcomed into a spacious and bright living room and dining area filled with abundant natural light. The beautifully remodeled kitchen features slim-profile frameless oak shaker cabinetry, quartz countertops, a handcrafted tile backsplash, and new appliances, creating a warm and modern space ideal for both everyday living and entertaining. One of the highlights of the home is the spacious family room, featuring a beautiful vaulted hardwood ceiling and a charming brick fireplace that adds warmth, character, and architectural interest to the space. The home offers 3 spacious bedrooms and 1.5 bathrooms, with both bathrooms tastefully renovated with stylish designer finishes. New engineered wood flooring throughout further enhances the home's fresh and cohesive look. An individual laundry room/mudroom provides additional functionality and is beautifully finished with designer tile. Additional upgrades include fully paid-off solar panels and a Tesla Powerwall, offering added energy efficiency and convenience. The property also features a two-car garage with a new garage door and motor. Situated on a spacious lot with plenty of outdoor space and tremendous potential, this property offers opportunities for gardening, entertaining, future improvements, or creating your own dream backyard. With its thoughtful renovations, charming architectural details, modern upgrades, spacious lot, and convenient Monrovia location, this home is truly move-in ready and a wonderful opportunity for its next owner.

Location

Monrovia, Los Angeles County, CA 91016

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Listed by: Danni Shen · Real Brokerage Technologies, Inc

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$7,168

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $89,800 · Loan: $808,200

%

Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$5,596
Property tax (1.25%)
$935
Homeowners insurance
$300
Mortgage insurance
$337
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Oct 15, 2026

30-year fixed
7.40%
15-year fixed
6.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this Monrovia home with as little as 3.5% down using an FHA loan — roughly $31,430 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 91016 (Monrovia)within ±10% of this home's price and size.

Local Market Stats

See Monrovia, CA 91016 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor, Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.