44309 Gingham Avenue
Lancaster, CA, 93535
$374,999
MLS: 25007649
Beds
3
Baths
2
Sq Ft
1,098
Lot
0.14 ac
Year Built
1969
MLS #
25007649
Days on Market
206
Listed
Oct 1, 2025
Description
This 3-bedroom, 2-bathroom single-story home is the perfect opportunity for first-time buyers. Built in 1969 and situated on a spacious 6,115 sq ft lot, this home offers over 1,000 sq ft of comfortable living space. Inside, you'll find laminated floors throughout, central heating and air conditioning for year-round comfort, and solid wood-frame construction. The spacious backyard offers room to expand, garden, or create your ideal outdoor living space. Located in a well-established East Lancaster neighborhood, this home is just minutes from schools, shopping centers, parks, and major commuter routes--making daily life convenient and connected. With solid bones and tons of potential, this home is ready for your personal touch. Don't miss the chance to make it your own!
Location
Lancaster, Los Angeles County, CA 93535
Open on Google Maps ↗Listed by: Maria Muro · Century 21 Doug Anderson
Payment estimate
$2,905
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,500 · Loan: $337,499
- Principal & Interest
- $2,074
- Property tax (1.25%)
- $391
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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