44388 Silver Pine
Sugarloaf, CA, 92386
$365,000
MLS: 260026365SD
Beds
2
Baths
2
Sq Ft
1,325
Lot
—
Year Built
1985
MLS #
260026365SD
Days on Market
1
Listed
Nov 5, 2026
Description
Two lots, one mountain retreat! This charming Sugarloaf cabin includes a separate extra APN, with backyard access from both Silver Pine Rd and Riverside Ave and a gated entrance for easy boat or RV parking. Inside, tasteful wooden beams run throughout, a one-of-a-kind loft overlooks the family room, and a living room chandelier adds a touch of style. 2 BR/2 BA (one up, one down) with a bonus living/play area upstairs. Seller upgrades include exterior paint, deck upgrades, new laminate flooring (2022), carpet upstairs, appliances, and water heater, plus a smart thermostat, Ring doorbell, and smart lock deadbolt. Central forced air, inside laundry, and dishwasher make it easy to own. Minutes from Big Bear skiing, the lake, and the Village. The perfect family getaway with room to grow! Buyer to verify buildability and all property details.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: Ali Pourrastegar · Ali Pourrastegar, Broker
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,056
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,500 · Loan: $328,500
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,239
- Property tax (1.25%)
- $380
- Homeowners insurance
- $300
- Mortgage insurance
- $137
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $12,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92386 (Sugarloaf)within ±10% of this home's price and size.
$345,000
244 Moreno
Sugarloaf, 92386
$350,000
811 Leonard Lane
Sugarloaf, 92386
$365,000
509 Moreno
Sugarloaf, 92386
$365,000
253 Imperial Avenue
Sugarloaf, 92386
$370,000
327 Wabash
Sugarloaf, 92386
$375,000
410 Los Angeles Avenue
Sugarloaf, 92386
Local Market Stats
See Sugarloaf, CA 92386 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.