$1,320,000
MLS: WS26198309
Beds
—
Baths
—
Sq Ft
3,403
Lot
0.44 ac
Year Built
2020
MLS #
WS26198309
Days on Market
40
Listed
Sep 10, 2026
Description
Duplex investment opportunity in Covina on an expansive approx. 18,986 SF lot. Both units are occupied by stable tenants, with a combined approx. 3,403 SF of living space. Originally built in 1954, Unit 449 features 3 bedrooms and 2 bathrooms across approx. 1,432 SF. Newly constructed in 2020, Unit 451 offers 3 bedrooms and 3 bathrooms with approx. 1,971 SF. The property includes a 4-car garage and ample additional parking. Convenient access to the 10 Freeway provides connections throughout the San Gabriel Valley, with shopping, dining, and everyday amenities in the surrounding area. The generous lot adds to the property’s long-term potential. Reported R3 zoning; buyer to verify zoning, permitted uses, and development potential with the City of Covina.
Location
Covina, Los Angeles County, CA 91723
Open on Google Maps ↗Listed by: SAMPSON WU · TopSky Realty Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$10,395
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $132,000 · Loan: $1,188,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,225
- Property tax (1.25%)
- $1,375
- Homeowners insurance
- $300
- Mortgage insurance
- $495
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Covina home with as little as 3.5% down using an FHA loan — roughly $46,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Covina, CA 91723 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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