45064 18th Street
Lancaster, CA, 93535
$489,000
MLS: 26000640
Beds
4
Baths
3
Sq Ft
1,959
Lot
0.15 ac
Year Built
2005
MLS #
26000640
Days on Market
90
Listed
Jan 25, 2026
Description
Beautifully updated home located in a quiet neighborhood on a large corner lot with RV access. Featuring an open floor plan with brand new carpet, fresh interior paint, and new appliances throughout. The generously sized primary bedroom includes a walk-in closet. This home also features a durable tile roof and a two-car garage. The spacious yard offers plenty of room for entertaining or relaxing. Just steps away from Discovery Elementary School, with nearby parks and only minutes from shopping centers. A fantastic opportunity you don't want to miss!
Location
Lancaster, Los Angeles County, CA 93535
Open on Google Maps ↗Listed by: Lilyana Torres Zverina · eXp Realty of Greater Los Angeles, Inc.
Payment estimate
$3,697
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,900 · Loan: $440,100
- Principal & Interest
- $2,704
- Property tax (1.25%)
- $509
- Homeowners insurance
- $300
- Mortgage insurance
- $183
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $17,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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