4514 Gateshead Bay
Oxnard, CA, 93035
$1,475,000
Original list price: $1,525,000
MLS: V1-38226
Beds
2
Baths
2
Sq Ft
1,216
Lot
0.06 ac
Year Built
1976
MLS #
V1-38226
Days on Market
73
Listed
Aug 17, 2026
Description
Set on one of the finest stretches of water in Channel Islands Harbor, 4514 Gateshead Bay is a recently updated, south facing waterfront residence in a location that rarely comes available.This 2 bedroom, 2 bath home with a versatile loft has been recently remodeled and is genuinely turn key. The kitchen and bathrooms have been tastefully updated, and rich hardwood floors run throughout, lending warmth and continuity to every room. South facing exposure fills the home with natural light from morning to evening.The boat dock has also been recently renovated and comes with a 40 foot dock easement, real space for a real boat. One side of the dock and the gangway are shared with the neighboring property, which is common in this part of the harbor and doesn't take away from the day to day use of the water.Channel Islands Harbor offers boating, fishing, paddle boarding, and easy access to the Channel Islands right from your backyard. Mornings on the water, an afternoon boat ride out to the islands, or just sitting dockside as the harbor goes about its day, this is what waterfront living actually looks like here. It's also a quick drive to Santa Barbara, Los Angeles, and Ojai, giving you the coast, the city, and the mountains all within reach.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Garry Eberhardt · LIV Sotheby's International Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$11,514
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $147,500 · Loan: $1,327,500
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $9,119
- Property tax (1.25%)
- $1,536
- Homeowners insurance
- $300
- Mortgage insurance
- $553
- HOA dues
- $5
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $51,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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