4520 Otter Court
Palmdale, CA, 93551
$814,900
MLS: 26006459
Beds
5
Baths
3
Sq Ft
2,732
Lot
0.30 ac
Year Built
2001
MLS #
26006459
Days on Market
6
Listed
Aug 18, 2026
Description
Welcome to this beautifully upgraded 5-bedroom, 3-bath home offering 2,731 square feet of living space on an impressive 13,129-square-foot lot. Built in 2001, this spacious home combines a functional floor plan with stylish updates and plenty of room both inside and out. The home also features solar, adding energy efficiency to its long list of desirable amenities. Step inside to find rich wood flooring, neutral finishes, plantation shutters, recessed lighting, and spacious living areas filled with natural light. The beautifully remodeled kitchen is a standout, featuring crisp white cabinetry, quartz countertops, a large center island with bar seating, stainless steel appliances, a professional-style range and hood, tile flooring, and abundant cabinet and counter space. The kitchen opens to the adjoining living area, creating an inviting space for everyday living and entertaining, complete with a fireplace and easy access to the backyard. The generously sized primary suite offers wood flooring and direct access to the enclosed patio. The primary bathroom has been completely remodeled, creating a beautiful retreat with a freestanding soaking tub, large walk-in shower with frameless glass enclosure, dual-sink vanity, upgraded tile flooring, and a spacious walk-in closet. Four additional bedrooms provide plenty of flexibility for family, guests, a home office, or hobby space. Additional highlights include an indoor laundry room with extensive cabinetry, countertop space and utility sink, a 3-car garage, and an enclosed patio that provides even more usable space. Outside, the oversized lot offers a spacious backyard along with gated and paved RV access, perfect for storing an RV, boat, trailer, or additional vehicles. With its combination of space, extensive upgrades, solar, RV access, 3-car garage, and a lot of over 13,000 square feet, this move-in-ready home has so much to offer.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Ryan Garza · Berkshire Hathaway HomeServices Troth, REALTORS
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,163
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $81,490 · Loan: $733,410
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,708
- Property tax (1.25%)
- $849
- Homeowners insurance
- $300
- Mortgage insurance
- $306
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. As a local Palmdale Realtor since 2005, Mike Watson knows how Rancho Vista, Anaverde, and the east-side tracts price out and which ZIP fits your budget. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $28,522 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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