45320 Kingtree Avenue
Lancaster, CA, 93534
$520,000
MLS: 26004065
Beds
5
Baths
3
Sq Ft
1,606
Lot
0.14 ac
Year Built
1955
MLS #
26004065
Days on Market
1
Listed
May 21, 2026
Description
Welcome to this beautifully remodeled 4-bedroom, 2-bathroom home in the heart of Lancaster, featuring a newly built modern attached ADU -- perfect for extended family, guests, or additional rental income. The main residence seamlessly blends contemporary upgrades with warm, inviting charm, offering a bright and comfortable living space complete with central A/C. Step inside to an open-concept floor plan filled with abundant natural light. The spacious living and dining areas showcase stylish engineered wood flooring, while the updated kitchen features granite countertops, wood cabinetry, a gas stove with custom wood hood range, dishwasher, and a cozy breakfast nook. All four bedrooms continue the elegant engineered flooring, and both full bathrooms have been tastefully remodeled with designer tile showers, frameless glass enclosures, and sleek matte black hardware and finishes. The expansive backyard offers endless possibilities for entertaining, relaxing, or creating your own private outdoor retreat. Adding tremendous value is the newly constructed attached ADU, complete with engineered flooring, new appliances, A/C, and a beautifully designed modern bathroom featuring a walk-in tiled shower with matte black fixtures and hardware. Conveniently located near the 14 Freeway, shopping, dining, and public transportation, this turnkey property offers modern living with excellent income potential.
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: Jason Cotton · Roll Tide Properties Corp
Payment estimate
$3,998
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,000 · Loan: $468,000
- Principal & Interest
- $2,961
- Property tax (1.25%)
- $542
- Homeowners insurance
- $300
- Mortgage insurance
- $195
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lancaster, CA in context
Lancaster is the largest city in the Antelope Valley and the heart of Mike Watson’s service area, covering ZIP codes 93534, 93535, and 93536. From the historic BLVD downtown to West Lancaster’s master-planned communities and the rural acreage of Antelope Acres, Lancaster offers more housing variety than any other AV city. Whether you’re shopping for your first home, an investment property, or your forever house with a view, the listings below are pulled live from the MLS. If you are evaluating homes in Lancaster, Mike Watson lives and works the Lancaster market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $18,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93534 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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