45428 13th W
Lancaster, CA, 93534
$440,000
MLS: WS26055272
Beds
3
Baths
2
Sq Ft
1,561
Lot
0.14 ac
Year Built
1957
MLS #
WS26055272
Days on Market
28
Listed
Mar 13, 2026
Description
Welcome to this beautifully decorated and charming 3-bedroom, 1.5-bathroom home located in the heart of a highly desirable West Lancaster neighborhood. Perfect for first-time buyers or savvy investors, this property offers a wonderful blend of comfort, privacy, and convenience. Step inside to find inviting living areas perfectly designed for entertaining, highlighted by a spacious family room anchored by a cozy fireplace for those chilly evenings. The home features thoughtful upgrades throughout, including central A/C and heating to keep you comfortable year-round. The well-appointed layout includes three comfortable bedrooms that provide quiet retreats for the whole family, alongside a full hallway bathroom for easy access. The kitchen area is highly functional, featuring a convenient separate laundry room with direct access to the backyard, making daily routines a breeze. Outside, you will appreciate the added privacy and ease of access provided by the 2-car garage, which is conveniently reached via a back alleyway. Situated in a strategic location near excellent shopping centers and offering easy freeway access, this home connects you to everything you need. Whether you are looking to secure your forever home or a fantastic investment opportunity, this West Lancaster gem is one you won't want to miss. Schedule your private showing today!
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: JUAN MORALES · Realty One Group Homelink
Payment estimate
$3,432
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,000 · Loan: $396,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,508
- Property tax (1.25%)
- $458
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lancaster, CA in context
Lancaster is the largest city in the Antelope Valley and the heart of Mike Watson’s service area, covering ZIP codes 93534, 93535, and 93536. From the historic BLVD downtown to West Lancaster’s master-planned communities and the rural acreage of Antelope Acres, Lancaster offers more housing variety than any other AV city. Whether you’re shopping for your first home, an investment property, or your forever house with a view, the listings below are pulled live from the MLS. If you are evaluating homes in Lancaster, Mike Watson lives and works the Lancaster market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $15,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93534 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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