45428 13th W
Lancaster, CA, 93534
$440,000
MLS: WS26055272
Beds
3
Baths
2
Sq Ft
1,561
Lot
0.14 ac
Year Built
1957
MLS #
WS26055272
Days on Market
28
Listed
Mar 13, 2026
Description
Welcome to this beautifully decorated and charming 3-bedroom, 1.5-bathroom home located in the heart of a highly desirable West Lancaster neighborhood. Perfect for first-time buyers or savvy investors, this property offers a wonderful blend of comfort, privacy, and convenience. Step inside to find inviting living areas perfectly designed for entertaining, highlighted by a spacious family room anchored by a cozy fireplace for those chilly evenings. The home features thoughtful upgrades throughout, including central A/C and heating to keep you comfortable year-round. The well-appointed layout includes three comfortable bedrooms that provide quiet retreats for the whole family, alongside a full hallway bathroom for easy access. The kitchen area is highly functional, featuring a convenient separate laundry room with direct access to the backyard, making daily routines a breeze. Outside, you will appreciate the added privacy and ease of access provided by the 2-car garage, which is conveniently reached via a back alleyway. Situated in a strategic location near excellent shopping centers and offering easy freeway access, this home connects you to everything you need. Whether you are looking to secure your forever home or a fantastic investment opportunity, this West Lancaster gem is one you won't want to miss. Schedule your private showing today!
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: JUAN MORALES · Realty One Group Homelink
Payment estimate
$3,356
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,000 · Loan: $396,000
- Principal & Interest
- $2,433
- Property tax (1.25%)
- $458
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $15,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93534 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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