45514 11th Street
Lancaster, CA, 93534
$399,900
MLS: 26004530
Beds
4
Baths
2
Sq Ft
1,323
Lot
0.16 ac
Year Built
2024
MLS #
26004530
Days on Market
2
Listed
Jun 10, 2026
Description
Brand New Construction Built from the Ground Up! This Beautiful 4-Bedroom, 2-Bath Home Features an Open Floor Plan with Modern Finishes Throughout. The Kitchen Offers Quartz Countertops, Recessed Lighting, and a Fresh, Contemporary Design. Everything is New, Giving Buyers Peace of Mind and Move-In-Ready Comfort. Enjoy the Attached 2 Car Garage, Block Wall Fencing, a Large Backyard, and Plenty of Space to Make it Your Own. This Property may also be Purchased Individually or as Part of a Larger LEASED AND OPERATING 33-Home Investment Portfolio, Offering Investors the Opportunity to Acquire in a Single Transaction Multiple Properties Located in Lancaster and Palmdale.
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: Christie Limpus · Berkshire Hathaway HomeServices Troth, REALTORS
Payment estimate
$3,137
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,990 · Loan: $359,910
- Principal & Interest
- $2,270
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lancaster, CA in context
Lancaster is the largest city in the Antelope Valley and the heart of Mike Watson’s service area, covering ZIP codes 93534, 93535, and 93536. From the historic BLVD downtown to West Lancaster’s master-planned communities and the rural acreage of Antelope Acres, Lancaster offers more housing variety than any other AV city. Whether you’re shopping for your first home, an investment property, or your forever house with a view, the listings below are pulled live from the MLS. If you are evaluating homes in Lancaster, Mike Watson lives and works the Lancaster market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $13,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93534 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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