4560 S Afton Privado
Ontario, CA, 91761
$689,000
MLS: 219154181DA
Beds
2
Baths
2
Sq Ft
1,430
Lot
0.08 ac
Year Built
2020
MLS #
219154181DA
Days on Market
6
Listed
Oct 12, 2026
Description
Welcome to resort-style living in the highly desirable Esperanza 55+ community in Ontario Ranch! This beautifully upgraded single-story home features 2 spacious bedrooms, 2 full bathrooms, and a thoughtfully designed open-concept floor plan that combines comfort, style, and functionality.The kitchen showcases elegant quartz countertops, rich cabinetry, stainless steel appliances, and a beautiful decorative mosaic tile backsplash that adds a modern touch. Additional features include stylish wood-look flooring, window treatments, and included solar for added energy efficiency.Step outside to your spacious covered patio, featuring beautifully upgraded stone-look tile flooring, a ceiling fan, and plenty of room for outdoor dining, entertaining, or simply relaxing. This inviting outdoor space offers the perfect extension of your living area.Esperanza offers exceptional resort-style amenities, including a stunning clubhouse, swimming pool, spa, fitness center, pickleball and bocce ball courts, walking trails, dog park, and community garden. A dedicated lifestyle director coordinates social events and activities, creating opportunities to connect and enjoy everything this vibrant community has to offer.Conveniently located near shopping, dining, entertainment, and major freeways, this home offers the perfect combination of luxury, convenience, and low-maintenance living.Why wait for new construction when you can enjoy a beautifully upgraded home with so much already included? Come experience the Esperanza lifestyle!
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Lisette Molina · HomeSmart
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,810
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $68,900 · Loan: $620,100
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,293
- Property tax (1.25%)
- $718
- Homeowners insurance
- $300
- Mortgage insurance
- $258
- HOA dues
- $240
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $24,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91761 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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