45614 Barham Avenue
Lancaster, CA, 93534
$490,000
MLS: 26001264
Beds
3
Baths
3
Sq Ft
2,220
Lot
0.15 ac
Year Built
2002
MLS #
26001264
Days on Market
49
Listed
Feb 13, 2026
Description
**West Lancaster Beauty - A Real Steal!** Perfectly located close to everything—yet tucked away from noisy highways—this clean and sharp home offers comfort, space, and style in a quiet neighborhood with great neighbors. Venture inside to an inviting open floor plan featuring gorgeous tile throughout the first floor, recessed lighting, and a custom fireplace that anchors the living space. The spacious kitchen boasts ample cabinetry, a center island, and a super walk-in pantry. Upstairs, a versatile loft separates the private primary suite from the secondary bedrooms, creating the perfect layout. The loft can easily serve as a 4th sleeping area, home office, playroom, or craft space. The primary suite offers his-and-hers vanities, a large soaker tub/shower combo, and a huge walk-in closet. Enjoy outdoor living with a generous patio, large and very private back and side yards, and a mature shade tree. Additional highlights include a 2-car garage with direct access and remote entry. This one checks all the boxes—and at this price, it will not last!
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: Lola Joyner · Redfin Corporation
Payment estimate
$3,704
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,000 · Loan: $441,000
- Principal & Interest
- $2,710
- Property tax (1.25%)
- $510
- Homeowners insurance
- $300
- Mortgage insurance
- $184
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $17,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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