45731 Chama
Lancaster, CA, 93535
$499,900
MLS: CV26027615
Beds
3
Baths
2
Sq Ft
1,694
Lot
0.18 ac
Year Built
2020
MLS #
CV26027615
Days on Market
7
Listed
Feb 5, 2026
Description
This beautiful single-story 3-bedroom, 2-bath home features an open-concept layout that creates a bright and inviting living space—perfect for both everyday living and entertaining. Open Kitchen with beautiful quarts counter tops and upgraded vinyl flooring. Large master bedroom with walk-in closet. The home offers a clean canvas ready for your personal touch, while the fully landscaped backyard is designed for low-maintenance enjoyment with concrete hardscape and AstroTurf, ideal for relaxing or hosting gatherings year-round. Conveniently located near schools, shopping, and commuter routes, this move-in-ready home blends comfort, functionality, and opportunity. A great chance to make this space your own—don’t miss it!
Location
Lancaster, Los Angeles County, CA 93535
Open on Google Maps ↗Listed by: Jessica Pugh · Jessica Pugh, Broker
Payment estimate
$3,773
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,990 · Loan: $449,910
- Principal & Interest
- $2,764
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $17,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93535 (Lancaster) within ±10% of this home's price and size.
Active83 DOM$449,995
43963 Glenraven Road
Lancaster, 93535
$449,995
43963 Glenraven
Lancaster, 93535
$449,999
44633 Calston
Lancaster, 93535
Active44 DOM$449,999
736 E Avenue J6
Lancaster, 93535
Active98 DOM$449,999
44633 Calston Avenue
Lancaster, 93535
$450,000
41016 150th E
Lake Los Angeles, 93535
Local Market Stats
See Lancaster, CA 93535 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.