460 S Berkeley Avenue
San Bernardino, CA, 92410
$335,000
Original list price: $329,900
MLS: CV26196598
Beds
2
Baths
1
Sq Ft
600
Lot
0.22 ac
Year Built
1951
MLS #
CV26196598
Days on Market
13
Listed
Sep 17, 2026
Description
RV, trucks, toys or work equipment? This unique property combines an affordable residence, rental income and a large usable yard in a secluded yet convenient San Bernardino location near the 215 Freeway and Loma Linda University Health. The property is zoned CCS-1, Central City South-1, and includes a legally established single family residence that may continue as a permitted use. A 2022 City zoning letter confirms the residential-use status and provides limited reconstruction rights following a catastrophe, subject to City requirements. Buyers may continue the residential use or explore future commercial development. Buyer can also obtain residential financing. The remodeled home features split-unit heating and air conditioning, which replaced the former central A/C system. Currently rented for $2,050 per month to established tenants who have occupied the property since 2023. Tenants pay all utilities, are month to month and may consider a new lease with the new owner. Ideal for an investor seeking rental income, extra yard space and future commercial potential. Buyer to verify rental terms, zoning, permitted uses and development requirements. Photos are from 2023, before the tenants moved in; current condition and appearance may differ.
Location
San Bernardino, San Bernardino County, CA 92410
Open on Google Maps ↗Listed by: Enrique Vasquez-Plaza · Century 21 Masters
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,862
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $33,500 · Loan: $301,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,088
- Property tax (1.25%)
- $349
- Homeowners insurance
- $300
- Mortgage insurance
- $126
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $11,725 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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