4607 Polo Club Drive
Bakersfield, CA, 93312
$452,500
MLS: PI26227370
Beds
4
Baths
2
Sq Ft
1,860
Lot
0.20 ac
Year Built
2001
MLS #
PI26227370
Days on Market
5
Listed
Oct 21, 2026
Description
Beautiful 4 bedroom/2 bath home with open living room and kitchen space for all those cozy family gatherings. The kitchen has central bar with a plethora of cabinets, pantry, and built in desk. The offset entry allows for more privacy upon entrance to the home with coat closet. The backyard has large covered patio with concrete pad and plenty of room to enjoy a quiet morning or evening. RV Space is very large and has recently be completed poured with concrete. Not only a large space for all your toys, but a 3 car garage as well! FHA assumable-ask for details. Centrally located with Riverlakes golf course within 2 miles, shopping centers, schools within walking distance, parks and so much more. Call today before it slips away!!
Location
Bakersfield, Kern County, CA 93312
Open on Google Maps ↗Listed by: Martha Johnson · Watson Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,739
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,250 · Loan: $407,250
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,798
- Property tax (1.25%)
- $471
- Homeowners insurance
- $300
- Mortgage insurance
- $170
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $15,838 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Bakersfield property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Bakersfield, CA 93312 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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