$422,000
MLS: IG26220139
Beds
2
Baths
2
Sq Ft
1,064
Lot
0.19 ac
Year Built
1979
MLS #
IG26220139
Days on Market
6
Listed
Oct 9, 2026
Description
AN ASSUMABLE FHA MORTGAGE AT 6.039%? Now that's worth a closer look! In a market where every percentage point matters, 463 Delle Drive in Crestline, CA brings something extra to the table. And the perks don't stop with the financing! This 2-bedroom, 1.5-bath mountain home is within walking distance of Lake Gregory and serves up beautiful mountain and ridgeline views from an oversized entertaining deck. Inside, you'll find an open-concept living area with warm tongue-and-groove wood ceilings, a classic rock fireplace, and plenty of natural light. Outside? A fenced backyard with room to relax, garden, or play, plus a recently expanded driveway with parking for up to EIGHT vehicles. Yes, eight! That's a serious mountain luxury all its own. Whether you're looking for a full-time home or a weekend escape, this Crestline property delivers the mountain lifestyle without sacrificing everyday practicality. Mountain views, lake access nearby, generous parking, and a potentially valuable financing advantage. Assumable FHA loan subject to lender approval, buyer qualification, and existing loan terms.
Location
Crestline, San Bernardino County, CA 92325
Open on Google Maps ↗Listed by: THERESA GRANT · Real Broker
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,527
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,200 · Loan: $379,800
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,630
- Property tax (1.25%)
- $440
- Homeowners insurance
- $300
- Mortgage insurance
- $158
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Crestline home with as little as 3.5% down using an FHA loan — roughly $14,770 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate+
This Crestline property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Crestline, CA 92325 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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