4639 Santa Anita Avenue
El Monte, CA, 91731
$1,050,000
MLS: WS26204895
Beds
4
Baths
4
Sq Ft
2,030
Lot
0.26 ac
Year Built
1953
MLS #
WS26204895
Days on Market
7
Listed
Sep 18, 2026
Description
Rare Opportunity in El Monte | Huge Lot | Live/Work or Rental Income Potential Tucked behind mature green landscaping just blocks from Temple City, this move-in ready 4-bedroom, 4-bathroom single-story home sits on a massive almost 12,000 sq ft lot in the heart of the San Gabriel Valley. Updated with all room double-pane windows, tile flooring and modern split AC units, the property offers a seamless blend of privacy, comfort, and unmatched development potential. 1. Flexible Dual Layout: Configured as a 3-bed, 2-bath front portion plus a private rear suite with two bathrooms. Perfect for multi-generational living, live/work arrangements, or generating immediate rental stream while owner occupying one portion. 2. Massive almost 12,000 SF Lot: Plenty of flat, usable space to build an addition of more rooms, even ADU/Junior ADU, or park your RV vehicles. (Buyer to verify permitted uses with appropriate authorities) 3. C-2 Zoning Advantage: Located in El Monte’s C-2 Neighborhood Commercial Zone, offering unique flexibility and possibility for an owner-user or investor considering the property's long-term potential. 4. Private Backyard & Mature Fruit Trees: Peaceful outdoor space featuring four mature fruit- bearing trees: avocado, orange, fig and lemon. Located in the heart of the SGV, near shopping, dining, and major transport corridors. Must see to appreciate the true versatility!
Location
El Monte, Los Angeles County, CA 91731
Open on Google Maps ↗Listed by: ALEXANDER CHAN · LPT Realty, Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,330
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $105,000 · Loan: $945,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,543
- Property tax (1.25%)
- $1,094
- Homeowners insurance
- $300
- Mortgage insurance
- $394
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $36,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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