4696 Refugio Court
Camarillo, CA, 93012
$949,999
MLS: SR26212834
Beds
3
Baths
3
Sq Ft
2,125
Lot
0.11 ac
Year Built
2005
MLS #
SR26212834
Days on Market
36
Listed
Sep 30, 2026
Description
Beautifully upgraded Spanish-style home tucked away on a quiet cul-de-sac in desirable Mission Oaks. Offering approximately 2,125 square feet, this thoughtfully maintained residence features 3 bedrooms, 3 baths, plus a versatile downstairs flex space ideal for a home office, gym, den, or potential fourth bedroom. Lovingly cared for by its original owners, the home combines classic Spanish character with updated finishes, beautifully curated interiors, and brand-new carpet upstairs. The well-designed floor plan offers comfortable everyday living with the flexibility today's buyers are looking for. Outside, mature landscaping and a serene backyard fountain create an inviting setting for relaxing or entertaining. The low $206 monthly HOA includes access to the community pool and front yard maintenance, adding convenience without sacrificing the feel of a single-family home. Located in the sought-after Mission Oaks area of Camarillo near well-regarded schools, parks, shopping, dining, and everyday conveniences, this home offers an appealing combination of location, space, and versatility. An additional standout feature is the owned Puragain Water triple-canister whole-home filtration system, hard-plumbed directly into the home's main copper water line. Owned, not leased.
Location
Camarillo, Ventura County, CA 93012
Open on Google Maps ↗Listed by: Lynette Marble · Keller Williams Realty World Class
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,644
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $95,000 · Loan: $854,999
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,792
- Property tax (1.25%)
- $990
- Homeowners insurance
- $300
- Mortgage insurance
- $356
- HOA dues
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $33,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Camarillo, CA 93012 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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