4805 Habitat Drive
Fontana, CA, 92336
$774,990
Original list price: $789,990
MLS: OC26179966
Beds
4
Baths
3
Sq Ft
2,552
Lot
—
Year Built
2026
MLS #
OC26179966
Days on Market
70
Listed
Aug 17, 2026
Description
DETACHED NEW CONSTRUCTION HOME in the gated Narra Hills community! Ideally situated at the rear of a cul-de-sac, this Strata two-story home offers a spacious, thoughtfully designed layout with four bedrooms, including a desirable main-floor bedroom and full bathroom. Additional highlights include a private outdoor yard, an upstairs bonus room, a spacious primary suite, and a side-by-side two-car garage plus driveway parking. Enjoy contemporary interior finishes and upgrades, along with a refrigerator, washer, and dryer for added convenience. Located just steps from resort-style amenities, parks, and exclusive community facilities, this home offers a comfortable blend of modern living and convenience. With easy access to the I-15, I-210, and I-10 corridors, plus nearby shopping, dining, and entertainment, Narra Hills offers a desirable lifestyle in a gated setting. Move-in ready! Builder incentives available.
Location
Fontana, San Bernardino County, CA 92336
Open on Google Maps ↗Listed by: Kyle DeMartino · Risewell Homes
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,461
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $77,499 · Loan: $697,491
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,753
- Property tax (1.25%)
- $807
- Homeowners insurance
- $300
- Mortgage insurance
- $291
- HOA dues
- $310
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $27,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Fontana, CA 92336 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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