5111 Cogswell
El Monte, CA, 91732
$749,000
MLS: WS26077031
Beds
3
Baths
2
Sq Ft
1,216
Lot
0.15 ac
Year Built
1962
MLS #
WS26077031
Days on Market
10
Listed
Apr 9, 2026
Description
Priced to sell! Exceptional value with rare oversized parking & ADU potential. Beautifully upgraded and move-in ready home in a desirable North El Monte location! This south-facing home enjoys abundant natural light throughout the day, creating a bright and welcoming living environment. The property features fresh interior paint, newly upgraded bedroom flooring, and a spacious open layout. Major improvements include a newer roof and dual-pane windows (2021), remodeled kitchen and bathrooms(2021), upgraded electrical panel (2022), and energy-efficient split A/C systems installed in all three bedrooms. The oversized front yard offers exceptional parking capacity, accommodating RV parking or 5–6 vehicles—an extremely rare and valuable feature in the area. The private backyard has been upgraded with pet-friendly artificial turf and improved drainage, providing a low-maintenance outdoor space perfect for everyday living. Ideal for owner-occupants or buyers seeking extra parking flexibility and future expansion potential,Great ADU potential for garage conversion . A rare combination of upgrades, functionality, and versatility—this home truly stands out!
Location
El Monte, Los Angeles County, CA 91732
Open on Google Maps ↗Listed by: LIANGYING XU · UNIVERSAL ELITE REALTY
Payment estimate
$5,503
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $74,900 · Loan: $674,100
- Principal & Interest
- $4,142
- Property tax (1.25%)
- $780
- Homeowners insurance
- $300
- Mortgage insurance
- $281
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $26,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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