4844 Ophelia Lane
Ontario, CA, 91762
$798,888
MLS: IG26079864
Beds
4
Baths
3
Sq Ft
2,389
Lot
0.10 ac
Year Built
2019
MLS #
IG26079864
Days on Market
6
Listed
Apr 14, 2026
Description
Welcome to this beautifully maintained newer home in the highly sought-after Ontario Ranch community, located walking distance from the highly rated Park-View elementary school and offering exceptional curb appeal with lush green landscaping, an extended driveway and a charming front porch that invites you in. Step inside to a welcoming entryway with a convenient hall closet, leading into a bright and open floor plan. The spacious family room flows seamlessly into the kitchen and breakfast nook, creating the perfect space for everyday living and entertaining. The kitchen has pull-out drawers, perfect for extra storage and organization. Two sets of extra-wide sliding glass doors flood the home with natural light and provide easy access to the backyard for true indoor-outdoor living. The main floor features a versatile bedroom with a walk in closet and custom cabinetry—ideal for guests, a home office, or multi-generational living—along with a full bathroom. Ceiling fans are thoughtfully placed throughout the home for added comfort. Upstairs, you’ll find a generous loft area perfect for a secondary living space, playroom, or media room. The primary suite is a true retreat, complete with plantation shutters, a spacious en-suite bathroom featuring a soaking tub, separate walk-in shower, and a large walk-in closet. Two additional upstairs bedrooms share a well-appointed bathroom with dual sinks, and a convenient upstairs laundry room adds to the home’s functionality. The backyard is designed for relaxation and enjoyment, featuring a covered patio, lush green lawn, and a storage shed—perfect for gardening tools or extra storage. Located in the desirable Park Place neighborhood, within walking distance to Parkview grade school, residents enjoy resort-style amenities including a pool, spa, fire pit, pickleball and tennis courts, sport court, gym, and clubhouse. This home offers the perfect blend of comfort, style, and community—don’t miss your opportunity to make it yours!
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Tyir Heywood · Fiv Realty Co.
Payment estimate
$5,849
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $79,889 · Loan: $718,999
- Principal & Interest
- $4,418
- Property tax (1.25%)
- $832
- Homeowners insurance
- $300
- Mortgage insurance
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $27,961 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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