4906 Dunes Street
Oxnard, CA, 93035
$720,000
MLS: V1-33746
Beds
2
Baths
3
Sq Ft
1,333
Lot
—
Year Built
1978
MLS #
V1-33746
Days on Market
117
Listed
Dec 12, 2025
Description
WELCOME TO THE DUNES, A tranquil beach community characterized by its two serene streets. This completely remodeled, turnkey property is a rare opportunity to live by the Beach, or just a 2nd hideaway by the sand. The property is immaculate, adorned with warm, inviting colors and comprising two bedrooms and three bathrooms. Upon entering, you are greeted by an atmosphere of serene comfort. With consistently pleasant weather, this residence offers a resort-like lifestyle right in your own backyard, complemented by beautifully manicured community spaces.Harbors Marinas, Coffeshops, eateries, entertainment, boating, Water sports rentals, and just Living Our Best Life! Additionally, the property includes a two-car garage equipped with a coded entry and a new garage complete with in-unit laundry, Washer / Dryer included.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Lissa Hewitt · eXp Realty
Payment estimate
$5,301
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $72,000 · Loan: $648,000
- Principal & Interest
- $3,981
- Property tax (1.25%)
- $750
- Homeowners insurance
- $300
- Mortgage insurance
- $270
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $25,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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