496 Lupine Way
Ventura, CA, 93001
$1,775,000
MLS: V1-34892
Beds
2
Baths
2
Sq Ft
1,522
Lot
0.47 ac
Year Built
1986
MLS #
V1-34892
Days on Market
29
Listed
Feb 26, 2026
Description
Welcome to 496 Lupine Way in McElrea Heights -- a special Ventura hillside home where the views truly steal the show. Perched high above the city at the end of a quiet cul-de-sac, this beautifully renovated single-story retreat takes full advantage of its incredible setting, offering sweeping panoramic views of the Pacific Ocean, Channel Islands, and the twinkling city lights below. From the moment you step inside, the scenery becomes part of everyday living. Expansive windows throughout the home frame the coastline like artwork, filling the space with natural light and creating a seamless connection between indoors and out. Whether it's watching the morning marine layer roll away or enjoying colorful sunsets in the evening, the views are simply unforgettable. The interior has been thoughtfully updated with Canadian white oak hardwood flooring, an open and comfortable layout, and stylishly remodeled kitchen and baths. The kitchen features custom cabinetry, high-end appliances, and a clean, modern feel that's both functional and inviting. One of the true highlights of the home is the expansive view deck -- it feels like your own private observation point above the coast. Perfect for relaxing, entertaining, or simply taking in the ocean breeze, the deck includes built-in speakers powered by a Bluetooth-enabled Sonos amp, making it an ideal setting for everything from quiet mornings to sunset gatherings. The home also offers numerous system and exterior upgrades, including solar panels, a Tesla universal wall connector, newer HVAC with updated ducting, and a whole-house attic fan. Additional improvements include updated exterior finishes, upgraded decking, and a whole house charcoal water filter, water softener and R/O for drinking water. Outside, the beautifully landscaped grounds create a peaceful hillside retreat, complete with newly built trail steps, updated irrigation, mature avocado trees, and a variety of fruit trees. Set on an expansive 20,813-square-foot lot, the property provides rare privacy and a sense of space that's hard to find on the hillside -- offering a natural buffer from neighboring homes while enhancing the home's tranquil, secluded feel. This is a rare opportunity to own a move-in ready Ventura hillside home where the views, privacy, and lifestyle come together in a truly exceptional way.
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Liz Donnelly · RE/MAX Gold Coast REALTORS
Payment estimate
$12,630
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $177,500 · Loan: $1,597,500
- Principal & Interest
- $9,815
- Property tax (1.25%)
- $1,849
- Homeowners insurance
- $300
- Mortgage insurance
- $666
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $62,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93001 (Ventura) within ±10% of this home's price and size.
Local Market Stats
See Ventura, CA 93001 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.