5049 Stillwater
Rancho Cucamonga, CA, 91739
$1,300,000
MLS: CV26190041
Beds
3
Baths
3
Sq Ft
2,592
Lot
0.23 ac
Year Built
2013
MLS #
CV26190041
Days on Market
8
Listed
Sep 2, 2026
Description
Welcome to an exceptional single story residence in the prestigious gated community of Rancho Etiwanda Estates in Rancho Cucamonga, where refined living, privacy, and remarkable city views come together beautifully. Built in 2013, this thoughtfully designed home offers approximately 2,592 square feet of living space on an expansive 10,062 square foot lot. Featuring 3 bedrooms, a dedicated office that can easily be converted into a 4th bedroom, and 2.5 bathrooms, the layout gives you flexibility for work, guests, or growing needs. From the moment you enter, the high ceilings create a sense of openness and light, while crown molding throughout the main living areas adds a timeless architectural touch. The kitchen is the heart of the home, designed for both entertaining and everyday living with a large center island, built in sink, granite countertops, tile flooring, and recessed lighting. The primary suite is especially impressive, offering beautiful views directly toward the pool and beyond to the city below. It’s a peaceful retreat that feels private, comfortable, and connected to the outdoor setting. Step outside and the backyard becomes a true extension of the home. A sparkling pool, relaxing jacuzzi, and dedicated BBQ area create the perfect setting for entertaining, unwinding, or enjoying warm Southern California evenings. And then there are the views. The elevated setting delivers spectacular city views that become even more memorable as the lights begin to glow after sunset. The beautifully landscaped front yard adds to the home’s curb appeal and sets the tone before you even step inside. Ideally located near major freeways, Victoria Gardens, shopping, dining, entertainment, and everyday conveniences, this property offers the privacy of a gated community without sacrificing accessibility. A rare opportunity to enjoy luxury single story living, flexible 4 bedroom potential, generous indoor and outdoor spaces, and captivating views in one of Rancho Cucamonga’s most desirable communities.
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Jose Camejo · SILVER RIDGE PARTNERS, INC.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$9,940
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $130,000 · Loan: $1,170,000
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,596
- Property tax (1.25%)
- $1,354
- Homeowners insurance
- $300
- Mortgage insurance
- $488
- HOA dues
- $202
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $45,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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