5107 Jefferson
Oxnard, CA, 93033
$429,999
Original list price: $439,000
MLS: SR26184937
Beds
2
Baths
1
Sq Ft
902
Lot
0.06 ac
Year Built
1979
MLS #
SR26184937
Days on Market
67
Listed
Aug 24, 2026
Description
FHA-approved! Welcome to this stunning, move-in-ready upper-level corner unit, offering exceptional privacy and abundant natural light. Featuring a spacious 2-bedroom, 1-bathroom layout, this home has been thoughtfully updated throughout to blend modern style with everyday comfort. The completely updated kitchen boasts sleek white cabinetry, quartz countertops, stainless steel appliances, and a convenient in-unit washer and dryer setup. The fully remodeled bathroom showcases a marble-patterned tile shower/tub surround and a modern vanity with a waterfall faucet. Both bedrooms are generously sized, with the primary retreat featuring a walk-in closet with built-in shelving. This unit comes with a 1-car garage plus an assigned parking space, all complemented by low HOA fees. For added peace of mind, an existing home warranty plan is valid through December 1, 2029, and is transferable to the new buyer, subject to the warranty's terms and conditions. Ideally situated just minutes from Pacific Coast Highway with easy freeway access, this location makes commuting and coastal travel a breeze. Enjoy being just a short distance from world-class beaches, local shops, restaurants, and more! ***Select photos have been virtually staged for illustrative purposes***
Location
Oxnard, Ventura County, CA 93033
Open on Google Maps ↗Listed by: Gordon O'Brien · Keller Williams Realty World Class
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,853
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $43,000 · Loan: $386,999
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,637
- Property tax (1.25%)
- $448
- Homeowners insurance
- $300
- Mortgage insurance
- $161
- HOA dues
- $306
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $15,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93033 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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