ActiveSingleFamilyResidence

5421 Loma Avenue

Temple City, CA, 91780

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$1,228,000

MLS: AR26067203

Beds

4

Baths

3

Sq Ft

1,506

Lot

0.11 ac

Year Built

1945

MLS #

AR26067203

Days on Market

21

Listed

Mar 29, 2026

Description

Location, location, location. This property features two homes on one lot.The main house (Unit A) offers 2 bedrooms and 1 bathroom (originally 1 bedroom and 1 bathroom) and has been remodeled, including updated flooring, kitchen, bathroom, and interior/exterior paint.The brand new ADU (Unit B), built in 2025, offers 2 bedrooms and 2 bathrooms and includes a paid-off solar system.The property provides flexibility for owner-occupancy and rental use.Additional features include 2 electric meters, 2 gas meters, and 1 water/sewer meter, as well as ample parking space. The exterior includes new concrete and landscaping improvements.The attached garage may offer potential for JADU conversion (buyer to verify with city).Located in the desirable Temple City Unified School District, and conveniently close to schools, shops, and restaurants. L

Location

Temple City, Los Angeles County, CA 91780

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Listed by: Lei Shen · Re/Max Premier Prop Arcadia

Payment estimate

$8,830

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $122,800 · Loan: $1,105,200

%
Principal & Interest
$6,791
Property tax (1.25%)
$1,279
Homeowners insurance
$300
Mortgage insurance
$461
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Temple City home with as little as 3.5% down using an FHA loan — roughly $42,980 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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