5130 Congemi Court
Rancho Cucamonga, CA, 91739
$1,399,000
MLS: IV26161846
Beds
5
Baths
4
Sq Ft
3,273
Lot
0.60 ac
Year Built
1998
MLS #
IV26161846
Days on Market
2
Listed
Jul 29, 2026
Description
Nestled on a quiet cul-de-sac, this exceptional home offers the perfect blend of luxury, comfort, and functionality. Featuring 5 spacious bedrooms, 3.5 bathrooms, and approximately 3,273 square feet of living space on an expansive 26,264-square-foot lot, this property is designed for both everyday living and entertaining. The open floor plan includes a formal living room, formal dining room, and a spacious family room that flows seamlessly into the beautifully remodeled kitchen. The kitchen features a large center island, modern finishes, and plenty of cabinet and counter space, making it the heart of the home. A convenient main-level bedroom and full bathroom provide an ideal setup for guests or multi-generational living. Step outside to your own private backyard retreat complete with a sparkling pool and spa, outdoor fire pit, and ample space to relax or entertain. The oversized lot also offers gated RV parking, a 3-car garage, and exceptional privacy. Additional highlights include 36 panel solar system, Tesla charger, award-winning schools, and a commuter-friendly location with easy access to major freeways, shopping, dining, and parks. This is a rare opportunity to own a beautifully upgraded home on one of Rancho Cucamonga's most desirable cul-de-sac streets. Schedule your private showing today!
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: MARK LEE · Price Real Estate Group, Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$10,373
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $139,900 · Loan: $1,259,100
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,091
- Property tax (1.25%)
- $1,457
- Homeowners insurance
- $300
- Mortgage insurance
- $525
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $48,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 91739 (Rancho Cucamonga)within ±10% of this home's price and size.
$1,275,000
5038 Atlantic Place
Rancho Cucamonga, 91739
$1,299,000
12161 Split Rein
Rancho Cucamonga, 91739
$1,349,900
6378 East
Rancho Cucamonga, 91739
$1,350,000
5606 E Overlook Drive
Rancho Cucamonga, 91739
$1,355,000
13859 Oak Leaf Way
Rancho Cucamonga, 91739
$1,390,000
12260 Alamo Drive
Rancho Cucamonga, 91739
Local Market Stats
See Rancho Cucamonga, CA 91739 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.