515 San Vicente D
Santa Monica, CA, 90402
$795,000
Original list price: $895,000
MLS: SR26214829
Beds
1
Baths
1
Sq Ft
679
Lot
—
Year Built
1948
MLS #
SR26214829
Days on Market
12
Listed
Oct 2, 2026
Description
Welcome to this charming North of Montana condo, ideally located in one of Santa Monica’s most desirable neighborhoods, just a short stroll from the bluffs and the Palisades Beach Park stairs. This second-floor 1-bedroom, 1-bath residence is set around a lush central courtyard in a serene horseshoe-shaped, double-lot setting. A large picture window overlooks the courtyard and fills the living area with natural light. Gorgeous hardwood floors flow throughout the open floor plan, complemented by plaster walls, original crown molding, and a spacious walk-in closet. The newer cook’s kitchen blends style and functionality while the home’s authentic period details preserve its classic character. With its inviting courtyard setting, timeless charm, and exceptional North of Montana location just moments from Santa Monica’s beaches, parks, and amenities, this is a wonderful opportunity to enjoy the best of Santa Monica living.
Location
Santa Monica, Los Angeles County, CA 90402
Open on Google Maps ↗Listed by: Bruce Leibovitch · Keller Williams Luxury
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,860
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $79,500 · Loan: $715,500
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,954
- Property tax (1.25%)
- $828
- Homeowners insurance
- $300
- Mortgage insurance
- $298
- HOA dues
- $480
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $27,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90402 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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