5164 Charles Street
Oxnard, CA, 93033
$1,500,000
MLS: V1-39522
Beds
—
Baths
0
Sq Ft
4,030
Lot
0.13 ac
Year Built
1964
MLS #
V1-39522
Days on Market
12
Listed
Oct 29, 2026
Description
**OUTSTANDING FOUR-UNIT INVESTMENT OPPORTUNITY IN OXNARD!** Welcome to 5164 Charles Street, a multifamily property offering an excellent opportunity for investors looking to grow their real estate portfolio. This four-unit property features a desirable mix of **two spacious 3-bedroom, 2-bathroom units and two 1-bedroom, 1-bathroom units**, providing versatility and strong rental income potential.What makes this property especially attractive is the extensive list of major improvements already completed! Recent upgrades include **sewer line replacement, upgraded water lines from the front shutoff to the rear hose bib in the garage, replacement of the main electrical panel and all four subpanels, a new roof including fascia and flat roof sections, new windows and sliding glass doors, two new garage doors, fresh exterior paint, new water heaters, and new room heaters.**With many significant improvements already addressed, this property presents an exciting opportunity for investors seeking long-term value and income potential. Conveniently located in Oxnard with easy access to shopping, dining, schools, and major commuter routes. Whether you're expanding your investment portfolio or purchasing your first multifamily property, **5164 Charles Street is an opportunity you won't want to miss! Schedule your private showing today!**
Location
Oxnard, Ventura County, CA 93033
Open on Google Maps ↗Listed by: Eliseo Cisneros · eXp Realty of California Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$11,570
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $150,000 · Loan: $1,350,000
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $9,145
- Property tax (1.25%)
- $1,563
- Homeowners insurance
- $300
- Mortgage insurance
- $563
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $52,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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