517 S Ramona
Monterey Park, CA, 91754
$2,390,000
MLS: WS26197422
Beds
5
Baths
5
Sq Ft
3,368
Lot
0.14 ac
Year Built
2026
MLS #
WS26197422
Days on Market
17
Listed
Sep 9, 2026
Description
Brand-New Main Residence + ADU! Exceptional opportunity to own a newly constructed property featuring an approximately 2,728 sq. ft. main residence plus a separate 640 sq. ft. 1-bedroom ADU. Quality construction and thoughtful design throughout, with separate utility meters for added convenience and flexibility. The main residence offers approximately 2,728 sq. ft. of living space, featuring 4 bedrooms and 3.5 bathrooms, along with a downstairs office and a spacious upstairs loft, providing plenty of room for work, entertainment, or additional living space. A desirable first-floor bedroom suite offers privacy and convenience, ideal for guests, extended family, or multi-generational living. The beautifully designed kitchen is equipped with KitchenAid appliances, including a built-in refrigerator, complementing the home’s quality finishes and modern design. The separate approximately 640 sq. ft. ADU features 1 bedroom and its own utility meters, offering excellent flexibility for extended family, guests, rental income, or additional private living space. Both the main residence and ADU are equipped with fully paid-off solar panels, providing energy efficiency without solar lease payments. Conveniently located within walking distance to Barnes Park and the library, offering easy access to recreation, community amenities, and everyday conveniences. With brand-new construction, separate utilities, quality finishes, flexible living arrangements, and potential rental income, this property presents a rare opportunity for homeowners and investors alike. Buyer and buyer’s agent are advised to independently verify all information, including but not limited to square footage, bedroom and bathroom count, permits, ADU status, utility meters, solar system, appliances, school district, and all other property details. Seller and listing agent make no guarantees or warranties regarding the accuracy of the information provided.
Location
Monterey Park, Los Angeles County, CA 91754
Open on Google Maps ↗Listed by: Jing Dai · Pinnacle Real Estate Group
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$18,040
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $239,000 · Loan: $2,151,000
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $14,354
- Property tax (1.25%)
- $2,490
- Homeowners insurance
- $300
- Mortgage insurance
- $896
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Monterey Park home with as little as 3.5% down using an FHA loan — roughly $83,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Monterey Park, CA 91754 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.